Frequently Asked Questions
Answers to common inquiries about our legal support for pensioners
How do I know if I qualify for a Swiss state pension?
Eligibility depends on your contributions to the Swiss social security system (AHV/AVS). Generally, you must have made contributions for a minimum number of years. We review your contribution history, residency status, and advise on potential supplementary benefits.
Can I adjust my pension payout schedule?
Yes. Swiss regulations allow deferral of pension payouts to increase monthly amounts. We explain the trade–offs, coordinate with authorities, and help you apply for deferment to suit your retirement plans.
What steps are involved in drafting a will in Switzerland?
Drafting a will involves identifying assets, specifying heirs, and choosing the correct form (notarial or handwritten). We guide you through each step, ensuring legal validity and clarity to prevent future disputes.
How can I appoint someone to manage my affairs if I become incapacitated?
You can establish a power of attorney or a care directive. We assist in drafting documents that assign a trusted person to make financial, health, or legal decisions on your behalf.
Are there tax implications for my beneficiaries when I transfer assets?
Inheritance tax rates vary by canton and relationship to the deceased. In Zurich, close family members may benefit from lower rates or exemptions. We provide tailored analysis based on your estate composition.
What should I do if my pension application is denied?
Appeal procedures exist within set deadlines. We help prepare your appeal, gather supporting documents, and represent your interests in communications with pension authorities.
How do supplementary benefits work for pensioners?
Supplementary benefits top up your basic state pension when your income or assets fall below defined thresholds. We calculate eligibility, assist with the application, and follow up on outstanding decisions.
Can I combine pensions from different countries?
International agreements may allow coordination of contributions across borders. We examine bilateral treaties, verify your work history abroad, and guide you through cross–border claim processes.
What legal protections exist against elder abuse in Switzerland?
Swiss law provides safeguards through guardianship offices and criminal statutes against abuse. We advise on reporting procedures and represent you in civil actions to protect your rights.
How often should I review my estate plan?
It’s advisable to review your plan after major life events or changes in legislation. We conduct periodic check–ups and recommend updates to ensure your directives remain aligned with your wishes.
Do you offer in–person consultations in Zurich?
Yes. Our Zurich office at the Swiss National Museum welcomes appointments by phone or email. We ensure accessible meeting times and can also arrange remote consultations.
What are the costs for a pension review service?
Our pension review starts at 350 for a detailed assessment. Fees are transparent, with no hidden charges. We provide a clear fee agreement before any work begins.
How long does the will drafting process take?
Typically between two and four weeks, depending on complexity and parties involved. We outline a timeline at the outset and keep you informed at every stage.